The payday loan helps you to quickly resolve urgent needs. To qualify for a payday loan, your employer must be subscribed to our scheme loan programme. Our Payday loan is salary-backed and is deductible in the following pay cycle. You are free to reapply the next month after you have paid off the outstanding amount. The tenor for our payday is one month. The maximum amount that you can borrow is dependent on your income and is subject to the bank’s credit scoring.

• You determine how much you want borrow.
• Competitive interest rate
• Quick turnaround time

Visit your nearest ZICB branch to apply for your Payday loan. Before you visit your branch, check to see if your employer is registered under our scheme loan programme.