Management Team

Home Management Team

    • Chief Financial Officer: Mr. Louis Kabula

    • Louis is a highly experienced finance professional with over 18 years of experience in the banking sector. Some of his previous roles include the following:
      • · Chief Financial Officer at Cavmont Bank
      • · Company Secretary at Cavmont Bank and Cavmont Capital Holdings PLC
      • · Head of Planning & Budgeting at Stanbic Bank
      • · Business Partner Wholesale Banking at Standard Chartered Bank Zambia
      • · Head Office Accountant at Standard Chartered Bank Zambia

    • Chief Information Officer: Ms Mwangala Muyoyeta

    • Mwangala is an experienced IT professional with over 15 years of managerial experience. Some of her previous roles include the following:
      • · Head of IT at Zambia National Commercial Bank (Zanaco) PLC
      • · Team member with Harvard Institute for International Development (HIID) on modernisation and automation the Zambia Revenue Authority (ZRA)
      • · IT Director in the South African Government
      • · Consultant for various institutions including Business Connexion, Bytes Technology Group, Bull Computers, Microsoft, DeBeers, Sappi, Murray & Roberts, PPS Insurance, Nestle, Reckitt & Colman, Barlow World, Toyota, AngloGold, South African Revenue Services (SARS), South African Government Departments of Justice and Constitutional Development, Constitutional Court of South Africa, State IT Agency (SITA) and Gauteng Provincial Government.

    • Chief Digital & Marketing Officer: Mr. Andrew Chimasa

    • Andrew is a Digital Transformation Specialist with experience formulating, localizing and executing digital strategy in the banking sector. His experience spans over 6-years in banking covering both execution and strategy and 8-years in marketing, developing and executing brand positioning and go-to-market strategies and campaigns. Some of his previous roles include the following:
      • · Head – Digital Banking Products & Marketing at Zambia National Commercial Bank (Zanaco) PLC
      • · Head – Channel Management at Zambia National Commercial Bank (Zanaco) PLC
      • · Digital Marketing Specialist at First National Bank (FNB) Limited
      • · Sales and Customer Service Administrator at First National Bank (FNB) Limited

    • Chief Risk Officer: Mr. Thulani Muchiya

    • Thulani has over five years’ experience in the audit and consultancy of Banks and Financial institutions in Zambia and four years’ experience in risk management. Some of his previous roles include the following;
      • · Chief Risk Officer at Access Bank Zambia Limited
      • · Head of Credit Risk Management at Access Bank Zambia Limited
      • · Business Continuity Management Leader at Access Bank Zambia
      • · Assistant Manager PricewaterhouseCoopers Zambia Limited

    • Chief Commercial Officer: Mr. Cyprian Mwamba

    • Cyprian is a career banker with over 22 years of banking experience. Some of his previous roles include the following: • Head Corporate Banking at Zambia National Commercial Bank (Zanaco) PLC • Head Financial Institutions at Zambia National Commercial Bank (Zanaco) PLC • Head Institutional Banking at Zambia National Commercial Bank (Zanaco) PLC • Account Executive Stanbic Bank • Senior Portfolio Officer at Nordic Bank for the SADC region. • Country Manager GSAM at Standard Chartered Bank Plc • Credit Analyst at Standard Chartered Bank Plc

    • Head - Human Capital: Mr. David Ndumba

    • David is an experienced HR practitioner with over 20 years of Management Experience. Some of his previous roles include the following
      • · Director – Human Resources, at the Zambia Revenue Authority (ZRA)
      • · Head – Industrial Relations and HR Operations, at Zambia National Commercial Bank Plc (Zanaco)
      • · Director – Human Resources and Administration, at the Zambia Daily Mail Limited
      • · Director – Human Resources and Training, at the Zambia Railways Limited

    • Head - Credit: Mr. Sangulukani Lwara

    • Sangulukani is a highly experienced credit professional with over 16 years of experience in the banking sector, primarily in Corporate and SME banking. He is a certified credit professional with Omega Performance and is currently pursuing an MBA. His previous roles in banking include the following:
      • · Senior Credit Analyst, Corporate and Institutional Banking at Standard Chartered Bank Zambia PLC.
      • · SME Credit Underwriter at Standard Chartered Bank Zambia PLC.

    • Head - Treasury: Ms. Karen Kabange Kapika

    • Karen is an ACI-qualified banking industry professional with 10 years’ experience in treasury and financial markets. Some of her previous roles include the following:
      • · Sales and Trading, Asset and Liability Management at Barclays Bank Zambia
      • · Treasury Sales and Trading at BancABC

    • Manager - Corporate Affairs: Mr. Luke Njovu

    • Luke is a seasoned banking professional with experience in Communications, Public & Media Relations and Retail Banking. Some of his previous roles include the following:
      • · Brand & Communications Manager at First National Bank (FNB) Limited
      • · Corporate Affairs Director at Zambian Breweries Group
      • · Head of Corporate Affairs for Zambia & Southern Africa at Standard Chartered Bank
      • · Value Centre General Manager at Standard Chartered Bank Zambia
      • · Manager Research & Planning in Consumer Banking at Standard Chartered Bank Zambia

    • Head-Procurement & Shared Services. Anthony Simbeye

    • Anthony has over 12 years banking experience, particularly in the areas of Supply Chain Management and Facilities Managment. Some of his previous roles include the following: • Head Shared Services Barclays Bank (Z) Limited • Senior Manager Premises and Facilities – Zanaco PLC • Supply Chain Specialist World Vision Zambia • Supply Chain Manager Unilever Zambia

    • Head – Internal Audit: Mrs. Hlupekile Luhana

    • Hlupekile is qualified Chartered Accountant with twenty years of experience in the auditing domain of which fifteen years have been at a senior management level. She is experienced in internal auditing of financial institutions having worked for BancABC and Cavmont Banks. She held the position of Head Internal Audit at Cavmont Bank Limited (CBL) prior to joining Zambia Industrial Commercial Bank. Some of her other previous roles include the following: • Internal Auditor at BancABC • Senior Auditor at KPMG • Auditor at MTN Special Engagements

    • Manager – Compliance: Ms. Mutauka Imasiku Kazoka

    • Mutauka is an Accredited Certified Compliance Professional with over 7 years’ experience in Compliance Risk. Some of her previous roles include the following: • Compliance Manager at Zambia National Commercial Bank • Team Lead, Compliance Regulatory Monitoring at Access Bank