Our personal loan is designed to help you finance a personal goal which may include paying for your education, making home improvements etc. The tenor for our personal loans is one- to five-years. The maximum amount that you can borrow is dependent on your income and is subject to the bank’s debt service ratio. Your personal loan is repayable in equal monthly installments.

• You determine how much you want to borrow.
• Competitive interest rate
• Quick turnaround time

Visit your nearest ZICB branch to apply for your personal loan. Before you visit your branch, check to see if your employer is registered under our scheme loan programme.