For the short term financing of your business, ZICB offers an overdraft facility. This is a fluctuating loan that is designed to meet your business need for short term finance. The loan can be structured for tenure between 3 months and 24 months depending on the financing needs of your business.

• You determine how much you want to borrow based on the capacity of the business and projected cash flows.
• Interest is calculated daily and charged only on the amount of the overdraft used.
• Interest rate is linked to MPC
• Flexible repayment schedule – weekly, monthly, bi-annual, annual – depending on your business cycle and cash flows.

Contact your Relationship Manager or visit your nearest ZICB branch.