Overview
Our employee scheme loan, is designed to help you extend loans to your employee to help them meet their short and long term financing needs. Once your business has been signed on, your employees can apply for a payday loan, personal loan and or fixed asset loan at a competitive interest rate. The amount that each employee can borrow depends on their income, disposal income and is subject to the banks debt service ratio.
Features
- Choice between a fixed or floating interest
- Interest rate is linked to MPC?
- Repayments are matched to the cash flow of the business to ease the pressure of repaying the loan.
- Finance for long term business needs e.g. fixed asset acquisition and making improvements to fixed assets
Benefits
- Contact your Relationship Manager or visit your nearest ZICB branch.
Borrow
- Fixed Term Loan
- Operating Capital Finance
- Overdrafts
- Employee Scheme Loans
Quick Contact
Frequently
Asked Questions
The evening was a vibrant celebration of innovation,
leadership, and exceptional achievements…
Zambia Industrial Commercial Bank Limited (ZICB) is a new Bank that
was incorporated on the 31st of August 2017.
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