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Digital Banking

Shaping Your Tomorrow

A smart way to save
for a rainy day

Your investment journey
begins here

Designed to help you
finance a personal goal

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Banking solutions to help
grow your business

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Supporting industrialization
and commercialization

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

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Document

ABOUT US

Making tomorrow possible with innovative banking solutions.

Zambia Industrial Commercial Bank Limited (ZICB) was incorporated on 31st August 2017 and opened to the public on 1st August 2018. The Bank was created with a vision to contribute towards Zambia’s economic development with a focus on industrialisation and commercialisation of local business enterprises. The Bank is 100% locally owned and its key shareholders include the National Pension Scheme Authority (NAPSA) through its investment company – NAPSA Investment Holding Limited.

+ Our Vision

To be the preferred bank in ourchosen segments supporting commercialisation, industrialisationand growth of our customers.

+ Our Mission

To be the preferred bank in ourchosen segments supporting commercialisation, industrialisationand growth of our customers.

Shaping your tomorrow starts here.

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    Digital Banking

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    Mobile & Web
    Banking

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    *757#

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    Loans

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    Digital Banking

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    Mobile & Web
    Banking

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    *757#

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    Loans

Do all your banking safely and conveniently through our mobile app

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How It Works

Get Started And Enjoy Full Service Features

By integrating advanced technology with financial expertise we provide a comprehensive suite of services that cater to both individuals and businesses

Create Account

By integrating advanced technology with financial expertise

User Confirmation

By integrating advanced technology with financial expertise

Enjoy Full Access

By integrating advanced technology with financial expertise

Mobile Transaction

By integrating advanced technology with financial expertise

Our latest Media Update

Assistance for Homes &
Properties Real Estate.

Assistance for Homes &
Properties Real Estate.

Assistance for Homes &
Properties Real Estate.

Loan Calculator

Loan Calculator

Loan Term

50000 K
5% %
10 Years Years
Total Amount 0
EMI Amount
Interest Payable

Interest 0

Loan Duration 10 Years

Your EMI Amount 0

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50K+

Happy Clients

90Bn

Transactions

10+

Branches In Zambia

Frequently Asked Questions

No. The bank was created as part of the Restructuring Plan of Bank of Zambia for Intermarket Banking Corporation Limited (IBC) (In Possession), which was possessed by the Bank of Zambia in November 2016.

No. The bank was created as part of the Restructuring Plan of Bank of Zambia for Intermarket Banking Corporation Limited (IBC) (In Possession), which was possessed by the Bank of Zambia in November 2016.

Therefore, ZICB is a separate legal entity. Intermarket Banking Corporation Limited (In Possession) continues to exist under possession by the Bank of Zambia.

  • Industrial Development Corporation Limited
  • National Pension Scheme Authority
  • Workers Compensation Fund Control Board
  • Madison Financial Services Limited

Yes. We will introduce new products and services to meet the needs of our customers.

Individual accounts will earn interest based on whether or not the new account is interest bearing. However, interest will only start to accrue from the date ZICB starts to operate.

Contact Form

Send us an e-mail

Our Address
Zambia Industrial Commercial Bank Ltd
Head Quarters​

5th Floor Longacres Mall – Office Block Stand No. 27395 Alick Nkhata Road, Mass Media P.O. Box 30228 Lusaka, Zambia

Email Address

info@zicb.co.zm

Phone Number

+260 211 428 700

Call Centre

7000

Head Office 
5th Floor, KK Mall – Office Block
Stand No. 27395,
Alick Nkhata Road,
Mass Media,
Lusaka, Zambia
Tel +26 (0) 211 227 273  / +26 (0) 211 233 707
Fax +26 (0) 211 227 274

Head Office Operating Hours
Mon – Friday 08:00hrs – 17:00hrs 

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