Transact
Save
Invest
Borrow
Digital Banking

Shaping Your Tomorrow

A smart way to save
for a rainy day

Your investment journey
begins here

Designed to help you
finance a personal goal

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Banking solutions to help
grow your business

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Supporting industrialization
and commercialization

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

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Cash Management

Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.

Cash Management

Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network. Our services include:

Cash Management

Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network. 

Bulk payments and salary processing:

Clients can process large volumes of payments to a wide group of people in the form of general payments, supplier payments or salary processing. Zambia Industrial Commercial Bank’s internet banking platform provides clients with an e-solution that brings efficiency and convenience in bulk payment processing.

Direct debits:

This solution is built for customers in consumer lending whose business is based on recurring monthly collections. Based on a standing instruction issued by the client, the bank can electronically pull money from the debtors’ bank at scheduled intervals. The money is credited directly to the clients’ account and notice of the credit is given to the client.

Cash in Transit (CIT)

CIT presents the secure movement of cash from client’s premises to the bank and cash from the bank to client’s premises. CIT is tailor made for customers who run highly transactional businesses and are required to make frequent deposits.

Teller implant:

In the event that a client requires the bank to collect money on the clients’ behalf at the clients’ premises, the bank provides a teller implant service which forms part of the clients’ cash office.

Regulatory payments:

Through our internet banking offering, ZICB enables clients to make regulatory payments to ZRA via eTax and pension contributions to NAPSA via eNapsa.

Quick Contact

Do all your banking
safely and conveniently
through our mobile app

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ZICB Bank Locator

Head Office 
5th Floor, KK Mall – Office Block
Stand No. 27395,
Alick Nkhata Road,
Mass Media,
Lusaka, Zambia
Tel +26 (0) 211 227 273  / +26 (0) 211 233 707
Fax +26 (0) 211 227 274

Head Office Operating Hours
Mon – Friday 08:00hrs – 17:00hrs 

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