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Invest
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Digital Banking

Shaping Your Tomorrow

A smart way to save
for a rainy day

Your investment journey
begins here

Designed to help you
finance a personal goal

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Banking solutions to help
grow your business

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Supporting industrialization
and commercialization

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

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About Us

Driving Zambia’s economic growth through local ownership, industrialisation, and support for homegrown enterprises.

About Us

Driving Zambia’s economic growth through local ownership, industrialisation, and support for homegrown enterprises.

ABOUT US

Making tomorrow possible with innovative banking solutions.

Zambia Industrial Commercial Bank Limited (ZICB) was incorporated on 31st August 2017 and opened to the public on 1st August 2018. The Bank was created with a vision to contribute towards Zambia’s economic development with a focus on industrialisation and commercialisation of local business enterprises. The Bank is 100% locally owned and its key shareholders include the National Pension Scheme Authority (NAPSA) through its investment company – NAPSA Investment Holding Limited.

Our Vision

To be the preferred Bank in our chosen segments supporting commercialisation, industrialisation and growth of our customers.

Our Mission

To support our customers wealth creation and growth through provision of customer centric banking solutions to our chosen segments pivotal to commercialisation and industrialisation of the Zambian economy.

Our Values

We are driven by Responsiveness, Innovation, Trust, Teamwork and Excellence. These values guide us in delivering solutions that satisfy and delight our customers. We always aim to live up to these values in our work, from design to support. That’s how we make tomorrow possible for our customers.

ZICB has been set up for the primary purpose of supporting the growth of local business.

The bank will focus on the following sectors:

Quick Contact

Do all your banking
safely and conveniently
through our mobile app

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ZICB Bank Locator

Head Office 
5th Floor, KK Mall – Office Block
Stand No. 27395,
Alick Nkhata Road,
Mass Media,
Lusaka, Zambia
Tel +26 (0) 211 227 273  / +26 (0) 211 233 707
Fax +26 (0) 211 227 274

Head Office Operating Hours
Mon – Friday 08:00hrs – 17:00hrs 

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