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Shaping Your Tomorrow

A smart way to save
for a rainy day

Your investment journey
begins here

Designed to help you
finance a personal goal

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anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Banking solutions to help
grow your business

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Supporting industrialization
and commercialization

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Document

Payday Loan

The payday loan helps you to quickly resolve urgent needs.

Payday Loan

The payday loan helps you to quickly resolve urgent needs. To qualify for a payday loan, your employer must be subscribed to our scheme loan programme.

Overview

The payday loan helps you to quickly resolve urgent needs. To qualify for a payday loan, your employer must be subscribed to our scheme loan programme. Our Payday loan is salary-backed and is deductible in the following pay cycle. You are free to reapply the next month after you have paid off the outstanding amount. The tenor for our payday is one month. The maximum amount that you can borrow is dependent on your income and is subject to the bank’s credit scoring.

Features

Account Opening Requirements

Visit your nearest ZICB branch to apply for your Payday loan. Before you visit your branch, check to see if your employer is registered under our scheme loan programme.

Email Address

info@zicb.co.zm

Phone Number

+260 211 428 700

Call Centre

7000

Quick Contact

Do all your banking
safely and conveniently
through our mobile app

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ZICB Bank Locator

Head Office 
5th Floor, KK Mall – Office Block
Stand No. 27395,
Alick Nkhata Road,
Mass Media,
Lusaka, Zambia
Tel +26 (0) 211 227 273  / +26 (0) 211 233 707
Fax +26 (0) 211 227 274

Head Office Operating Hours
Mon – Friday 08:00hrs – 17:00hrs 

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