Business Banking
The process for opening a bank account may vary slightly depending on the bank and the country you are in. However, the general steps involved in opening a bank account
Transact
MSME Current Account
The MSME Current Account is an SME transactional account designed to meet the needs of micro...
Benifits
- No deposit fees
- Unlimited account balance
Islamic-based Corporate Account
This is an operating account designed for businesses that are governed by principles of the Islamic faith.
Benifits
- FREE deposits
- FREE online banking
Current Account – Corporate
This current account is designed to meet the transactional needs of large commercial and industrial corporations.
Benifits
- Access cheque book
- Eligible for loans
NGO Corporate Account
This account is tailored to meet the transactional needs of Non-Profit Organisations.
Benifits
- No deposit fees
- Unlimited account balance
BORROW
Fixed Term Loan
The MSME Current Account is an SME transactional account designed to meet the needs of micro...
Benifits
- No deposit fees
- Unlimited account balance
Operating Capital Finance
This is an operating account designed for businesses that are governed by principles of the Islamic faith.
Benifits
- FREE deposits
- FREE online banking
MSME Current Account
The MSME Current Account is an SME transactional account designed to meet the needs of micro...
Benifits
- No deposit fees
- Unlimited account balance
MSME Current Account
The MSME Current Account is an SME transactional account designed to meet the needs of micro...
Benifits
- No deposit fees
- Unlimited account balance
INVEST
Fixed Term Loan
The MSME Current Account is an SME transactional account designed to meet the needs of micro...
Benifits
- No deposit fees
- Unlimited account balance
Call Account
The Call Account is an interest-bearing investment account linked to your current account. The account gives you the benefit of both a savings and current account.
Benifits
- Competitive interest rate
- Quick turnaround time
CASH & TRADE
Cash Management
Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.
Cash Management
Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.
Cash Management
Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.
Cash Management
Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.
Ready to get started banking quickly.
Open an account
Start by researching and comparing different credit card options available to find the one that suits your needs.
Register your online savings account
Once you have identified the credit card that aligns with your preferences, you can proceed to the application.
Sign in
After submitting your application, the credit card issuer will review your application assess your creditworthiness.
Latest ZICB Banking News
Choosing the right bank account is an decision that can impact your financial
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March 4, 2026ZAMBIA INDUSTRIAL COMMERCIAL BANK OFFICIALLY OPENS NEW CHIPATA BRANCH
ZAMBIA INDUSTRIAL COMMERCIAL BANK OFFICIALLY OPENS NEW CHIPATA BRANCH Zambia Industrial Commercial Bank (ZICB) is...
Read More -
February 13, 2026
CUSTOMER NOTICE: COMPLIANCE WITH THE BANK OF ZAMBIACURRENCY DIRECTIVES, 2025.
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June 13, 2025ZICB CONTINUES TO SUPPORT WONS ORPHANAGE
On 6th May 2025, ZICB staff, led by Corporate Affairs Manager Mr. Luke Njovu, visited...
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June 13, 2025STRENGTHENING PARTNERSHIPS WITH ZAMPOST
Our CEO, Mr. Ngenda Nyambe, was honoured to host the Acting Postmaster General of ZAMPOST,...
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June 13, 2025ZICB RECOGNISED FOR FINANCIAL EDUCATION FOR KIDS
ZICB is proud to have been recognized by the Z’ Kidpreneur Academy for our contribution...
Read More
Do all your banking safely and conveniently through our mobile app
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Frequently Asked Questions
No. The bank was created as part of the Restructuring Plan of Bank of Zambia for Intermarket Banking Corporation Limited (IBC) (In Possession), which was possessed by the Bank of Zambia in November 2016.
No. The bank was created as part of the Restructuring Plan of Bank of Zambia for Intermarket Banking Corporation Limited (IBC) (In Possession), which was possessed by the Bank of Zambia in November 2016.
Therefore, ZICB is a separate legal entity. Intermarket Banking Corporation Limited (In Possession) continues to exist under possession by the Bank of Zambia.
- Industrial Development Corporation Limited
- National Pension Scheme Authority
- Workers Compensation Fund Control Board
- Madison Financial Services Limited
Yes. We will introduce new products and services to meet the needs of our customers.
Individual accounts will earn interest based on whether or not the new account is interest bearing. However, interest will only start to accrue from the date ZICB starts to operate.
Send us an e-mail
Our Address
Zambia Industrial Commercial Bank Ltd
Head Quarters
5th Floor Longacres Mall – Office Block Stand No. 27395 Alick Nkhata Road, Mass Media P.O. Box 30228 Lusaka, Zambia
info@zicb.co.zm
Phone Number
+260 211 428 700
Call Center
7000