Transact
Save
Invest
Borrow
Digital Banking

Shaping Your Tomorrow

A smart way to save
for a rainy day

Your investment journey
begins here

Designed to help you
finance a personal goal

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Banking solutions to help
grow your business

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Supporting industrialization
and commercialization

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Document

Business Banking

The process for opening a bank account may vary slightly depending on the bank and the country you are in. However, the general steps involved in opening a bank account

Transact

MSME Current Account

The MSME Current Account is an SME transactional account designed to meet the needs of micro...

Benifits

Islamic-based Corporate Account

This is an operating account designed for businesses that are governed by principles of the Islamic faith.

Benifits

Current Account – Corporate

This current account is designed to meet the transactional needs of large commercial and industrial corporations.

Benifits

NGO Corporate Account

This account is tailored to meet the transactional needs of Non-Profit Organisations.

Benifits

BORROW

Fixed Term Loan

The MSME Current Account is an SME transactional account designed to meet the needs of micro...

Benifits

Operating Capital Finance

This is an operating account designed for businesses that are governed by principles of the Islamic faith.

Benifits

MSME Current Account

The MSME Current Account is an SME transactional account designed to meet the needs of micro...

Benifits

MSME Current Account

The MSME Current Account is an SME transactional account designed to meet the needs of micro...

Benifits

INVEST

Fixed Term Loan

The MSME Current Account is an SME transactional account designed to meet the needs of micro...

Benifits

Call Account

The Call Account is an interest-bearing investment account linked to your current account. The account gives you the benefit of both a savings and current account.

Benifits

CASH & TRADE

Cash Management

Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.

Cash Management

Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.

Cash Management

Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.

Cash Management

Our Cash Management proposition helps our corporate and business clients collect and manage the movement of bulk cash using our digital channels and correspondent banking network.

Ready to get started banking quickly.

Open an account

Start by researching and comparing different credit card options available to find the one that suits your needs.

Register your online savings account

Once you have identified the credit card that aligns with your preferences, you can proceed to the application.

Sign in

After submitting your application, the credit card issuer will review your application assess your creditworthiness.

Latest ZICB Banking News

Choosing the right bank account is an decision that can impact your financial

  • ZICB CONTINUES TO SUPPORT WONS ORPHANAGE
    June 13, 2025

    ZICB CONTINUES TO SUPPORT WONS ORPHANAGE

    On 6th May 2025, ZICB staff, led by Corporate Affairs Manager Mr. Luke Njovu, visited...

    Read More
  • STRENGTHENING PARTNERSHIPS WITH ZAMPOST
    June 13, 2025

    STRENGTHENING PARTNERSHIPS WITH ZAMPOST

    Our CEO, Mr. Ngenda Nyambe, was honoured to host the Acting Postmaster General of ZAMPOST,...

    Read More
  • ZICB RECOGNISED FOR FINANCIAL EDUCATION FOR KIDS
    June 13, 2025

    ZICB RECOGNISED FOR FINANCIAL EDUCATION FOR KIDS

    ZICB is proud to have been recognized by the Z’ Kidpreneur Academy for our contribution...

    Read More
  • ZICB FEATURES IN SOLWEZI TODAY MAGAZINE MARCH/APRIL EDITION
    June 13, 2025

    ZICB FEATURES IN SOLWEZI TODAY MAGAZINE MARCH/APRIL EDITION

    ZICB OPENS NEW BRANCH IN SOLWEZI  On 7th March 2025, the Zambia Industrial Commercial Bank (ZICB)...

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  • ZICB SHINES AT 2025 BANKERS SPORTS DAY
    June 13, 2025

    ZICB SHINES AT 2025 BANKERS SPORTS DAY

    ZICB proudly participated in the 2025 Bankers Sports Day held on Saturday, 10th May at...

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Frequently Asked Questions

No. The bank was created as part of the Restructuring Plan of Bank of Zambia for Intermarket Banking Corporation Limited (IBC) (In Possession), which was possessed by the Bank of Zambia in November 2016.

No. The bank was created as part of the Restructuring Plan of Bank of Zambia for Intermarket Banking Corporation Limited (IBC) (In Possession), which was possessed by the Bank of Zambia in November 2016.

Therefore, ZICB is a separate legal entity. Intermarket Banking Corporation Limited (In Possession) continues to exist under possession by the Bank of Zambia.

  • Industrial Development Corporation Limited
  • National Pension Scheme Authority
  • Workers Compensation Fund Control Board
  • Madison Financial Services Limited

Yes. We will introduce new products and services to meet the needs of our customers.

Individual accounts will earn interest based on whether or not the new account is interest bearing. However, interest will only start to accrue from the date ZICB starts to operate.

Contact Form

Send us an e-mail

Our Address
Zambia Industrial Commercial Bank Ltd
Head Quarters​

5th Floor Longacres Mall – Office Block Stand No. 27395 Alick Nkhata Road, Mass Media P.O. Box 30228 Lusaka, Zambia

Email

info@zicb.co.zm

Phone Number

+260 211 428 700

Call Center

7000

Head Office 
5th Floor, KK Mall – Office Block
Stand No. 27395,
Alick Nkhata Road,
Mass Media,
Lusaka, Zambia
Tel +26 (0) 211 227 273  / +26 (0) 211 233 707
Fax +26 (0) 211 227 274

Head Office Operating Hours
Mon – Friday 08:00hrs – 17:00hrs 

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